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Jan 29, 2024


“HRT” stands for Healthcare Retirement Trust (VEBA). It is a trust that has been established for our local as a retirement insurance benefit fund supplemental to Medicare.  All full-time and part-time “benefit eligible” members make mandatory contributions as determined by the collective bargaining agreement through payroll deduction, effective on the 181st day of employment. As of January 2021, each member contributes 41¢ per hour of straight time worked. Your pay stub will reflect HRT payments each pay.

Payments from the fund, if any, begin upon an eligible participant’s eligibility for Medicare and are provided for UAW Local 4911 members only. No spouses or other dependents are eligible. Human Resources will explain HRT benefits when you retire.

The establishment of the HRT trust was voted upon by the membership with the first contract negotiated between Sparrow Hospital and UAW Local 4911.

Keep in mind that you must retire from Sparrow in order to collect the HRT benefit.  If you quit or are discharged from employment, you become ineligible to collect HRT.

The Trust pays for a supplemental insurance plan secondary to Medicare. Currently, retirees pay 10% of the monthly premium cost which is deducted from their monthly pension check. Sparrow Human Resource Department monitors HRT recipients.

For eligibility requirements and additional information, please refer to the contract language noted in Article 31.

Updated 1-18-24 in accordance with CBA 2022-2025



More Information:
Frequent Member Questions about VEBA
UAW Local 4911
1010 River Street
Lansing, MI 48912

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